Apply for Credit Card True Earnings® Card from Costco and American Express

American Express

True Earnings® Card from Costco and American Express

Card Highlights:

Available Rewards:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

For explanation of each icon click here


Miles		Cash		Points		Charity

About:

0% Intro APR on Purchases for 3 months.
No Annual Fee.
Earn 3% Cash Back for gasoline.
Earn 3% Cash Back for restaurants.
Earn 2% Cash Back for travel.
Earn 1% Cash Back everywhere else, including Costco.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.

Credit Card Rates

Purchases:

Balance Transfers:

Cash Advances:

Introductory APR:	0%
Introductory Period:	3 months
Ongoing APR:	14.99%
Default APR:	26.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Introductory APR:	1.99%
Introductory Period:	6 months
Ongoing APR:	14.99%
Default APR:	26.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	26.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Cash Advance Fees:

Foreign Exchange Fees:

Minimum:	$0⁹¹
Fee Rate:	n/a
Maximum:	n/a

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Maintenance Fees:

Penalty Fees:

Setup Fee:

Annual Fee:

Late Payment Fee:

$15

⁹¹ There is no fee for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.