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Credit Card Offers for People with Limited or No Credit

Compare credit cards and Apply online!

The following credit cards and prepaid cards are targeted at people with limited or no credit history. Compare these card offers side by side and apply online for the card of your choice. Apply for the limited or no credit card you like best by filling in an online application which is safe, quick and easy.


Classic Platinum Credit Card
See Credit Card Details
  • 0% intro APR on all purchases until November 2012.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
Apply Online
or
(866) 554-0808
Cash Rewards for Newcomers
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  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
Apply Online
or
(866) 554-0808
Orchard Bank® Classic MasterCards
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  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
JourneySM Student Rewards from Capital One®
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  • Designed to help students build good credit with responsible use.
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
  • Customizable text and e-mail alerts to help keep you on track.
Apply Online
or
(866) 554-0808
Bank Name
Card Name
Credit HistoryAnnual Fee Setup Fee Apply / Details
Build Your Credit With a Capital One® Card
Capital One®
Build Your Credit With a Capital One® Card
N/ASee termsSee terms
  • Build credit for your future with responsible use.
  • Monitor your spending with free e-mail and text message alerts.
  • Automatic reporting to the 3 major credit bureaus.
  • Access your account 24/7.
  • $0 Fraud Liability if your card is lost or stolen.
  • Image Card - personalize your card with an image of your choice.
  • Find pre-qualified card offers in 60 seconds without affecting your credit score.
Apply Online!

see details
Platinum Credit Card
Capital One®
Platinum Credit Card
Average / Limited$0 intro for first year;
$19 after that
See terms
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
  • Monitor your spending with free text message alerts.
Apply Online!
or Call (866) 554-0808

see details
Cash Rewards
Capital One®
Cash Rewards
Average / Limited$39See terms
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • Earn unlimited cash rewards that don´t expire.
  • Redeem cash rewards anytime for any amount, even set up automatic redemption.
  • Personalize your card with an image of your choice.
  • 0% intro APR on purchases until November 2012.
Apply Online!
or Call (866) 554-0808

see details
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
Bank Name
Card Name
Activation FeeGuaranteed ApprovalCredit CheckBuild Credit Apply / Details
mPower™ Visa® Prepaid Card
The Bancorp Bank
mPower™ Visa® Prepaid Card
$053Yes!NoYes
  • Free Direct Deposit.
  • No Minimum Balance.
  • Safer than Cash.
  • 100% Approval.52
  • No Check of Credit.
Apply Online!

see details
Purple Diamond Prepaid Visa® RushCard
The Bancorp Bank
Purple Diamond Prepaid Visa® RushCard
see siteYes!NoYes
  • Guaranteed approval - no credit check required.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Card to card transfers between RushCard members.
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions.
  • Only card that let´s you change your fee plan whenever you want to.
  • Online bill pay and free text alerts.
Apply Online!

see details
Reloadable Prepaid MasterCard®
Capital One®
Reloadable Prepaid MasterCard®
$0NoNoNo
  • No purchase price or activation fee.
  • No overdraft fees or interest charges.
  • No credit check.
  • Accepted worldwide - everywhere that accepts Debit MasterCard.
  • Secure - Your money is safe if card is lost or stolen. FDIC Insured.
  • No monthly fee when you load at least $500/transaction cycle.
Apply Online!

see details
Wired Plastic™ Prepaid Visa® Card
The Bancorp Bank
Wired Plastic™ Prepaid Visa® Card
$9.95Yes!NoNo
  • Accepted everywhere VISA debit cards are accepted.
  • No Credit Check, Income requirements or bank account required.
  • On Demand Alerts - Manage your account via text messaging.
  • FREE Online Access to Account.
  • FREE Mobile Alerts - Text to your mobile and email.
  • FREE Rewards Program - Earn 1 point for every $1 spent.
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate check cashing fees.
Apply Online!

see details

YourCreditOptions.com presents limited or no credit cards from reliable banks and credit card companies. On this very page you will find our great selection of credit cards and prepaid cards specifically designed for applicants with limited credit history or none at all. The selection embraces regular credit cards, secured credit cards and prepaid cards that are worth paying attention to and applying for.

If you have limited or no credit history and want to apply for a credit card, limited or no credit history credit cards are displayed here for you. These regular credit card offers for people with limited credit or none often have higher than average interest rates but they are still a good option to establish or strengthen your credit. Once you have been granted a credit card, make your monthly payments duly and in full, don't be late on payments or miss any, keep within your credit limit and use your line of credit wisely. Be a responsible credit card holder, make efforts to establish positive credit and pull your credit report regularly to track your credit. If you succeed you can then apply for better credit card offers. So take your time, look through the regular credit card offers for limited or no credit presented at our site, choose a card you like best and apply online.

If you are a person with no or limited credit you can also consider prepaid cards. Compare different prepaid card offers, choose a card that is right for you and apply online.

Before you apply for a card that suits you best, view and compare card offers for no credit or limited credit history on this page thoroughly. Rest assured the information on the cards we provide is up to date. So, choose the right card for you and apply online.



Limited Credit Card Offers

Limited Credit Card Offers


Looking to improve or build your credit history? Browse this section for a credit card that suits your credit and special needs. If you have no or limited credit history pay close attention to the limited or no credit card offers collected on a separate page. Compare credit offers side by side to make the best pick. Those who already have some credit established and now continue building it will benefit from fair credit cards also available online. Fair credit deals come with competitive APRs and reasonable fees to help consumers manage their credit line more easily and efficiently.

Customers who need to improve bad credit should turn to the section with bad credit offers. These include unsecured and secured deals to choose from. Credit cards for bad score rating offer effective credit repair tools and reasonable prices.

Secured credit cards online is a good option for those who cannot qualify for unsecured cards for limited and poor credit. You can qualify for a secured card even if you have no credit at all and face problems getting approved with other issuers.

52 Subject to I.D. Verification, see website for details.
53 The full $9.95 Activate Card Fee will be charged, but on the first Direct Deposit that occurs, the $9.95 Activate Card Fee will be refunded to your Card Account within 30 days of your first Direct Deposit.
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