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People strive to increase their rating to afford good credit offers. Having attained good credit score, listed from 660 to 749, you do qualify for plastics of that category! Compare good score applications online, compare their rates, credit lines and rewards, if any, and apply online!

Enjoy your credit "positiveness" and keep an eye on your credit report, while even casual errors can spoil it and deteriorate your FICO score. In this case, you'll have to work hard again to restore it.

People, whose repayment history leaves much to be desired, just dream of profitable terms, available to you. Appreciate your score rating and your own efforts and do your best to keep it safe and sound!

1. Capital One®
Platinum Prestige
7.9% APR on Purchases and BT
4. Discover® Card
More Card
0% APR on BT for 12 months
2. American Express
Blue from American Express
0% APR on Purchases for 15 months
5. American Express
Clear from American Express®
5.99% Fixed APR on Balance Transfers
3. Capital One®
Standard Platinum
No annual Fee
6. Citibank
Diamond Preferred® Card
0% APR Up to 12 months

Bad score offers serve to repair ruined credit. Once you've damaged it, you'll face certain difficulties in getting approval for bank applications. Still, choosing bad rating OK deals, you'll have opportunity to renew your credit. Compare online applications for poor FICO score now and pick up the most applicable one!

Poor score offers split into two groups: secured bank applications and unsecured ones. It's easier to start credit restoration from getting bank secured plastic, and prove to be reliable bank client, repaying your debt under lending agreement.

Using your bad score plastic, remember, that your credit score calculation depends by 35% on your punctuality in credit payments. Avoid being late for payments, and credit bureaus will register your liability in your report!

1. First PREMIER Bank
Gold MasterCard®/Visa
Low 9.9% APR!
4. Orchard Bank
Classic MasterCard®
0% APR for 6 Months on Purchases
2. First PREMIER Bank
Centennial MasterCard®/Visa
Credit Decision In Seconds
5. First PREMIER Bank
Centennial Gold MasterCard®/Visa
Credit Limit Increasing!
3. First PREMIER Bank
MasterCard®/Visa
Reports monthly to 4 Major Credit Bureaus
6. Millennium Bank
Black Diamond Visa®
Approved Regardless of credit history!
Immediate credit card care service

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Displaying 80 to 90 (of 139 questions)
Page:   9 of 14
User Name:
Bonnie
Date:
April 7, 2007, 6:46 pm

Discover Card's website says (under "Payment Allocation") that "The length of time the special/introductory APR's will apply
to your account may be reduced by the amount of your payments." What does this mean?

Answer:

It means that if you pay your amount of credit, your introductory period will stay the same up to 6 or 12 months (it depends on the credit card). But if you pay less amount of your credit, your introductory period will be reduced and you will pay not 0% introductory Annual Percentage Rate on balance transfer and purchases, but higher ongoing APR (10,99-16,99%). If you want to clear up more details concerning Discover cards you can call this credit company directly. Its representatives are supposed to answer your questions. All Discover credit card offers , their features and requirements are presented at our site.

User Name:
Charlotte
Date:
April 15, 2007, 12:36 pm

HELP please...

I have a low credit score \'517\' is there a decent reputable card that I could possibly get that is not identified as being for \'Bad Credit\' ?

Answer:

Unfortunately, you have a credit score that is identified only as bad credit. Credit score for fair credit amounts 620-659. There are two variants for you. You can apply for unsecured credit card for bad credit. This card will help you to improve your credit history and get a better credit card in the future. It only takes time. Or, you can apply for secured credit card, presented at the site of our partners. You need to deposit some money onto a bank account to secure the credit. Secured credit cards are issued for people with no credit, bad credit and even fair credit and help them to build or rebuild their credit. You need to decide which credit card to choose: secured or unsecured card. Then compare features and terms of credit cards and choose the one that complies with your needs. You can apply for this credit card online.

User Name:
badmus
Date:
April 16, 2007, 1:04 pm

how can i apply a master credit card

Answer:

At our site we present MasterCard credit cards for bad or no credit, for fair credit and for good or excellent credit. Unfortunately, you have not mentioned in your inquiry what credit score you have; therefore we can not advise you the specific card. Before applying for a credit card you can turn to a credit bureau to check your credit report and find out your credit score. Choose only the card you are eligible for. Otherwise, denial can damage your credit history. And apply online. It is very simple. Click the link "Apply" at the credit card you need and complete an application form. Your bank will consider your application for some time, check your credit report and then make a credit decision. You will receive your statement with all the necessary data relating to your credit card and the credit card itself by post.

User Name:
big daddy
Date:
April 17, 2007, 12:04 am

the best card for a person that have a card. i have the premier cards. i want to consioldate them into one card.

Answer:

If you want to consolidate your cards into one card, you can transfer balances from your cards to a new card, if the credit limit of this card allows. As we understand, you have bad or fair credit. If you have bad credit, pay your attention to Capital One Platinum card. Before applying for a card, check its credit limit at the bank and compare with your balance on two cards. If your balance doesn't exceed credit limit of the card you can transfer balances from two cards to the new one.

User Name:
Gary
Date:
April 23, 2007, 11:43 am

I have a citicard aadvantage card. I would like to know What current balance is??.

Answer:

You see, unfortunately we can’t give you the information you want. We are in fact not a financial institution, and we don’t consider the applications, issue the cards or lend money. Our web-site is created to help you not to get drowned in a flood of different and sometimes quite controversial information about a variety of credit cards available. Here you can find material about best credit cards as well as cards for fair, bad or no credit. We will gladly help you to choose one if you have any related questions. But it is just out of our competence to tell you your current balance, because we do not possess any personal information. As far as we've understood you have one of the AAdvantage cards of Citibank. There are several cards of this type - Citi Bronze AAdvantage MasterCard, Citi Gold /AAdvantage World MasterCard, Citi Platinum Select / AAdvantage World MasterCard, CitiBusiness AAdvantage MasterCard and others. Please, call or visit your bank and learn all the needed details about your current balance there.

User Name:
sherry
Date:
April 25, 2007, 9:38 pm

i have bad credit but I want to start over but I dont want to have to pay no fees

Answer:

Nowadays bad credit does not mean that you can’t apply for a credit card and be approved. Some banks, such as Columbus, Dakota, First PREMIER, Millennium, Orchard and Capital One issue cards for people whose credit needs improvement. You must understand however that the terms of the card are by far determined by your credit risk; thus, the better your history you have, the better terms of credit you are eligible for. That’s why it is rather difficult to find cards for bad credit without any fees. Most of them charge annual fee (though its amount can vary significantly). If the card has no annual fee it requires setup or maintenance fee. Look through the page devoted to bad credit offers, compare details of each card and choose the one you like most. If you don’t want to pay absolutely any fees you should raise your credit score – that is pay all your bills on time and use your cards lightly. In this case in time your history will be improved and you will be eligible for the cards without annual and other extra fees. All the best, Manager of Immediate Credit Card Care Service

User Name:
Laura
Date:
April 26, 2007, 5:09 pm

I need a low rate card and a low balance transfer card, is there one that will do both?

Answer:

On our web-site you can find both low APR cards and balance transfer cards. Look through the variants and you'll find out that several cards are present in both categories. That means they permit balance transfer with 0% intro APR and no annual fee, and their rate stays quite low even after the introductory period is at end. Mind, however, that these cards are available only for people woth either good or excellent credit. So, before applying for any of them be sure that your score is high enough. If you apply for a card you are not eligible for you'll be denied and you history will be damaged. Read all the information about these cards and compare the terms of payments and other conditions. Choose the card that suits your needs best and apply for it online through our service. All the best, Manager of Immediate Credit Card Care Service

User Name:
SHANTE
Date:
May 19, 2007, 2:17 pm

MY CREDIT SCORE IS 550 POOR WHAT CREDIT CARD COMPANY WILL APPROVE

Answer:

If your credit score amounts to 550 your credit is considered poor. However, that does not mean that you can’t apply for a card and be approved. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to go is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. All the best, Manager of Immediate Credit Card Care Service

User Name:
Judy Chapma
Date:
May 21, 2007, 6:26 am

I am trting to find websit where I can see my account and make online payments thsnk you Judy

Answer:

First of all, it should be mentioned that we don’t represent any particular bank or credit company. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your balance and other financial data you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. All the best, Manager of Immediate Credit Card Care Service

User Name:
Tsilya
Date:
May 22, 2007, 7:58 pm

If my credit score is 660 given by Equifax, 634 given by TransUnion and 634 given by Experian, what kind of credit card can I get?

Answer:

The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you’ll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. You highest score is 660 that is considered good. However the other two scores (634) fall into the “fair” category. You see, the lenders generally tend to look at the lowest score, not at the highest one. That’s why we recommend you to choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One and First PREMIER. Read the details about each card carefully and apply for the one that suits you most online through our service. All the best, Manager of Immediate Credit Card Care Service

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