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People strive to increase their rating to afford good credit offers. Having attained good credit score, listed from 660 to 749, you do qualify for plastics of that category! Compare good score applications online, compare their rates, credit lines and rewards, if any, and apply online!

Enjoy your credit "positiveness" and keep an eye on your credit report, while even casual errors can spoil it and deteriorate your FICO score. In this case, you'll have to work hard again to restore it.

People, whose repayment history leaves much to be desired, just dream of profitable terms, available to you. Appreciate your score rating and your own efforts and do your best to keep it safe and sound!

1. American Express
Blue from American Express
0% APR on Purchases for 15 months
4. American Express
Blue Cash® from American Express
Up to 5% Cash Back
2. Discover® Card
More Card
0% APR on BT for 12 months
5. American Express
Clear from American Express®
5.99% Fixed APR on Balance Transfers
3. Capital One®
Platinum Prestige
8.9% APR on Purchases and BT
6. Citibank
Diamond Preferred® Card
0% APR Up to 12 months

Bad score offers serve to repair ruined credit. Once you've damaged it, you'll face certain difficulties in getting approval for bank applications. Still, choosing bad rating OK deals, you'll have opportunity to renew your credit. Compare online applications for poor FICO score now and pick up the most applicable one!

Poor score offers split into two groups: secured bank applications and unsecured ones. It's easier to start credit restoration from getting bank secured plastic, and prove to be reliable bank client, repaying your debt under lending agreement.

Using your bad score plastic, remember, that your credit score calculation depends by 35% on your punctuality in credit payments. Avoid being late for payments, and credit bureaus will register your liability in your report!

1. First PREMIER® Bank
Gold MasterCard®/Visa
Low 9.9% APR!
4. First PREMIER® Bank
MasterCard®/Visa
Reports monthly to 4 Major Credit Bureaus
2. First PREMIER® Bank
Centennial MasterCard®/Visa
Credit Decision In Seconds
5. First PREMIER® Bank
Centennial Gold MasterCard®/Visa
Credit Limit Increasing!
3. Orchard Bank
Classic MasterCard®
0% APR for 6 Months on Purchases
6. Millennium Bank
Black Diamond Visa®
Approved Regardless of credit history!
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Displaying 60 to 70 (of 153 questions)
Page:   7 of 16
User Name:
Carol C. Berube
Date:
January 9, 2007, 5:28 am

Can payment be made online instead of mailing it? Please contact me as soon as possible.

Answer:

There are several ways to make payments for a credit card. You can use ATM and transfer the payment from, say, your debit card to the credit card account. You can send cash by mail order, in this case you will pay a fee for it. But you can also make online payments for your credit cards, provided your bank has the official site and online banking service. Some banks require a fee to be paid annually or monthly for online access to your account, others provide this service for free.
In both cases, you will have to go to the website of the bank, get registered there (enter your name, number of your credit card and maybe some other information) and go to your personal page to have access to your account - see the balance, pay the debt, or something else. Follow the instructions given at the site.

Best,
Manager of Immediate Credit Card Care Service

User Name:
salah
Date:
January 26, 2007, 3:54 am

hi plz sir madam i want ask u why i am apllying for credit card but the bank refiesed my application and truly i dont have bad mestecks with bank

Answer:

You see, sometimes people want the best credit card offers with the best features such as low rate, no annual fee and as few other fees as possible. At the same time, they are ready to enjoy the benefits like rewards and rabates. However, not all people are eligible for all these credit card offers. Before you start the credit card application process, make certain you do qualify. To do this, check your credit score. You can get your credit score for free at our site! Find the link below the credit scores table on any page.
They may also deny you because of too many inquiries on the report or too many disapprovals. Wait for several months and try again later. May be you just chose not the right credit cards or you are a student or under age. Then try getting a credit card with a co-signer. Apply online and obtain your credit card!

Best,
Manager of Immediate Credit Card Care Service

User Name:
charles king
Date:
January 29, 2007, 3:55 am

i dont have bad criedit the problem is i have no criedit whatcan i do

Answer:

At our site, not only bad credit is a trifle, but also no credit history is a little obstacle on the way to credit card
offers. Having no credit history, apply for one of bad/no credit card offers. All these credit card offers provide submitting monthly reports to credit bureaus and thus improve your credit history. First of all, it is reasonable to
choose a credit card you qualify for not to hurt your credit history. It's better to select a secured credit card - probably you will be eligible for it rather than for an unsecured credit. However, an unsecured credit card offers better conditions and does not require depositing money and opening accounts in a bank. Apply online and get your own credit card to make great purchases!

Best,
Manager of Immediate Credit Card Care Service

User Name:
Wanda
Date:
January 31, 2007, 12:56 am

I am getting calls from Orchard Bank saying that I have a card and owe them money however I have not applied for a card and do not have one of them.
What do I do?

Answer:

Your problem is not a rare thing, there are some bank mistakes that make you meditate on what hasn't ever happened. People may either become victims of credit card thieves or victims of credit report errors. We make a
lot of credit card offers every day, however, we are not a bank. That's why we cannot check your credit report.
But you can do it yourself and that will be wise, for any credit error may just ruine your credit history. Be cautious and get to know what is it about. Unfortunately, we do not provide any phone numbers or emails. Please find the official website of the bank or their customer service number and call them as soon as possible.
And, all the same, apply online and obtain a credit card!

Best,
Manager of Immediate Credit Card Care Service

User Name:
Xai Vue
Date:
February 1, 2007, 4:05 am

I have a question....i know that i have bad credit but i was wondering is there any way for me to build it up to good credit..and how..?

Answer:

The first credit card adivice for "freshmen" is the following. You can take one or several credit cards and make
more than the minimum payments. The credit card offers you should look for are bad credit/no credit card offers. Usually also recommend taking a local store credit card offer. They have a low credit limit, but if a credit card is reported to a credit bureau, the plastic will be helpful. You can join a credit union - they generally offer lower rates. Still, try obtaining a low rate credit card at our site. Having a bad credit, you can get a secured credit card as well as an unsecured. A secured credit card will require putting money on a bank account - often the sum is equal to the credit limit. Apply online for a credit card!

Best,
Manager of Immediate Credit Card Care Service

User Name:
Amy Lee
Date:
February 12, 2007, 4:19 am

I am trying to find out if my card is considered "ok" but I am having a hard time finding it. It is 1st Financial Bank USA. If you could give me feedback on the credit card, I would appreciate it!

Answer:

If you want to know whether your credit card application was approved or not, you should first and foremost contact the bank which offered you this credit card. In your case, you should go to the official site of the 1st Financial Bank USA, which can be found by Google or Yahoo search. There you can find either online services including checking your application status online, or telephone numbers for toll-free calling and learning the status. Our site, being a source for presenting new credit cards and credit building information, has no access to your application statuses and personal information, so it is only the bank that can assist you in this.

Best,
Manager of Immediate Credit Card Care Service

User Name:
Wanda
Date:
February 12, 2007, 9:22 am

i just turned 18. i do have a continuing source of income, and would like to have a credit card "just in case"! it would also help me build my credit! great!
so, what would you suggest that has the best deal for the lowest amount of money all around?

Answer:

Actually, the only option for you now is a credit card for no credit, that is a secured credit card. Of course, you can ask somebody to be your co-signer, but thus you won't be independent. For a secured credit card, you should make a deposit in the bank you are going to order a card from, and they will give you a card with a credit limit equalling to the amount of your deposit. The usual credit limit with a secured credit card varies from $250 up to 1000, depending on how much money you can deposit. The only purpose of such credit cards is help establish your credit. And when establishing credit one should count on low charges, as one represents a high risk for the bank.

Best,
Manager of Immediate Credit Card Care Service

User Name:
Bassey Udeme Sunday
Date:
February 16, 2007, 4:30 am

I want to know the requirment for the issuance of a credit card. I also want to know wether my dream to work as a computer engineer abroad can also be actualise through this medium if yes, please let me know the procedure.

Answer:

If you`re 18 and have American citizenship and, consequently, your Social Security Number, required while filling in credit card application, you can receive a credit card anyway. However, the question arises, what credit card is affordable for you. If you`ve never had any credit cards, mortgages, car loans etc. you seem to have no credit history. Thus, your choice could be one of bad/no credit cards, capable of establishing credit. You can start building your credit from obtaining one of secured credit cards, the credit line of which will be determined by bank account amount. Improving your credit eventually, you`ll afford unsecured credit card. Building strong credit can be firm base for your future prosperity. Be a reliable consumer, making your payments timely, and you`ll be recognized as a trustful client, worth of huge credit line high risk. Compare credit cards with us, study credit card terms and conditions and apply online for a credit card, enabling you to build strong credit!

User Name:
Raquel
Date:
February 16, 2007, 6:11 am

What credit card is best in interest for plastic surgery if any?

Answer:

In the question of best credit rates your credit history is of importance. Besides, it’s better to think over how long you'll need to pay the credit back. One of the variants may be this: You open up a card with a 0% intro APR for 12 months such as a Chase Platinum or Discover Platinum. You will need excellent credit to get the intro rate for the highest amount. Then, either pay it back or balance transfer it after the 12 months to a card with a 0% balance transfer APR. You are welcome to evaluate different credit card offers with the most attractive options. But it may also appear, that personal loan will be the best alternative for you. So, before you make a decision, we recommend you to consult the accountant or other financial advisers.

Best,
Manager of Immediate Credit Card Care Service

User Name:
Harold Dailey
Date:
February 19, 2007, 5:30 pm

How can I apply on line for a Juniper Mastercard?

Answer:

Juniper bank is a division of Barclays Bank Delaware ("Barclays"), located in Wilmington, Delaware. To get more details you could access official site of the bank and contact their customer service. If you want to apply online for one of Juniper credit cards, namely, Juniper MasterCard credit cards, it`s strongly recommendable to compare card applications available in depth. Mostly Juniper credit cards are balance transfer cards and no annual fee cards, but they differ in rates and other terms in the long run. Looking for a credit card with perks, you can pick up Juniper MasterCard with appropriate rewards, for example, Midwest Airlines Juniper MasterCard with bonus miles, LUKOIL Juniper MasterCard with cash rebate for gasoline purchases and one of many other reward credit cards. Compare credit card application thoroughly, fill in online credit card application and get your new Juniper card soon!

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