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Displaying 0 to 10 (of 139 questions)

Page: 1 of 14

User Name:
Andy

Date:
August 16, 2006, 9:45 am

Hi!
My credit history is limited as I haven\'t got a credit card yet.
Should i apply to several banks to be sure they will accept me?

Answer:

Be cautious, because if you apply for a credit card and get rejected, it' s reflected in your credit history negatively.
Get a secured credit card at our site and you'll be approved!

Best,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
Pat

Date:
August 16, 2006, 9:07 pm

In reviewing my experian credit burea report I notice and inquiry on my name under ANB-BP. Then in July it became an open account i do not have such a card. I want to know what this is I have called BP,Chase,Citi,ANB-Associate National Bank and Amarillo National Bank. I just want to know what it is. I would love a BP card but i'm frustrated and I'm 100% disabled veteran subject to panic and anexity attacks and this matter is making it worse

Answer:

Don't worry so much about it, as mistakes are possible. We recommend you to go to the credit bureau and ask them to move all the incorrect information from your report, if you really don't have such a card.
Best regards,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
Pam

Date:
August 29, 2006, 1:36 pm

How does a $0 balance credit card affect your credit score? Also, how much does your credit score go down when you apply for a new credit card?

Answer:

If you have a credit card with the balance paid off, it is good for your credit history, so don't be quick to stop using it. If you apply for a new credit card your credit score changes to the worse in case of denial, it gets better in case you're approved.
Best regards,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
Virginia M. Haggerty

Date:
September 9, 2006, 4:14 am

Just applied for a credit card online. Credit limit was only $7500.00. Please cancel this credit card. I do not carry cards with such a low limit. If it is sent, I will cancel it immediately. Thank you! VMH

Answer:

Please, apply to the bank to cancel the card, as this is beyond our competence.

Best regards,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
donna

Date:
September 18, 2006, 3:55 am

How long does it take to get approved if you apply online? How many days before you receive your card?

Answer:

If you have applied for an instant approval card, you are approved in several minutes. In other cases the time of your waiting depends on the bank, the type of card you qualify for and your credit history. The time can vary from several days to a month.

Have a nice day,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
REGINA

Date:
September 24, 2006, 5:05 pm

Did I get approved for credit?

Answer:

Please, apply directly to the bank you deal with.

All the best,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
Kelly Cosgrove

Date:
September 28, 2006, 9:31 am

I need a card with a credit limit for 3000.00 It will be myself and Fiance on card. Excellent credit.

Answer:

It’s not a secret that an excellent credit score is very important for your financial history and future credit card deals. And it really takes a lot of time and efforts to keep your credit in good standing. Usually, having a good credit history you can choose from the Best Credit Card Offers and become a holder of the best credit card for you. Also look through our best credit card offers for
Excellent Credit Card Deals at www.RequestCredit.com. There you will find no annual fee credit cards, balance transfer cards, low interest rate credit cards, etc. All you need is to find the best credit card offers from any credit card company you like and get your credit card with 0% APR, low rate or fee free.
And remember that consumers with excellent credit score receive the best credit card rates and payment terms from credit card companies. Such credit card offers provide rather high credit limits. Choose a credit card and apply online.

Best wishes,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
cb

Date:
October 6, 2006, 11:35 pm

looking for a 0% for 12 months no balance transfer fee card

Answer:

At our site you can esily find such credit cards if you see FEE FREE credit card offers. There are several credit cards from Discover and American Express that will probably answer your requirement. Visit no annual fee credit cards page and choose the credit offer for your needs.

Best regards,
Manager of Immediate Credit Card Care Service,
www.YourCreditOptions.com

User Name:
Terri

Date:
October 11, 2006, 11:40 pm

I'm looking for a credit card that does not charge a balance transfer fee for initial transfers.

Answer:

Look through the best balance transfer cards at our site (especially the first four credit card offers).

Good luck,
Manager of Immediate Credit Card Care Service
www.YourCreditOptions.com

User Name:
Floyd

Date:
October 17, 2006, 2:50 am

WHY DOES IT SHOW UP ON MY CREDIT REPORT AS OPEN?

Answer:

If you discovered some incorrect facts in your credit report, you should dispute them in the credit bureau. It is your legal right.

Have a nice day,
Manager of Immediate Credit Card Care Service
www.YourCreditOptions.com