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News and Articles about Credit Cards...

Read about Credit Cards before Apply!

Credit Cards News Archive

(Displaying 1 to 10 (of 44 news))

[06:35:35 AM Wednesday, April 18, 2007]

In typical chicken and the egg fashion, finding a top credit card offer and getting approved for it can be tricky. If you have no credit history, you stand little chance of getting a good credit card offer. However, you need good credit in order to create good credit history – and that requires a credit card. How are you supposed to break this kind of merry-go-round when you find yourself unable to do much about either?

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[07:14:52 AM Wednesday, April 18, 2007]

How is it that there is a charge for an extremely expensive item on your credit bill when your credit card is in your pocket? Or perhaps you are now getting a completely new bill from a credit card you never applied for. What is going on?


Identity theft is what is going on. Someone out there has stolen your personal information; name, address, credit card number, Social Security Number, and any other pieces of information that will help them to buy things under your name, leaving you to foot the bill. In a world with growing identity theft problems, credit card companies and consumers alike are taking extra measures to help protect their information and keep fraudulent practices at bay.

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[07:36:02 AM Wednesday, April 18, 2007]

How "subject to change" is your credit card? If you find yourself answering with a perplexed "I don’t know," then perhaps it is time to remember the facts about fine print.


No one wants to read fine print. That may even be in the fine print somewhere. The average person simply does not understand all the technical terms and legal jargon that credit card companies throw out there for us to read. Thus, people often end up skipping over the fine print altogether. The problem is that the fine print holds on the extra details, even for the best credit card offers. You need to know what the fine print is there to tell you, even if it can be difficult to comprehend.

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[02:10:56 AM Thursday, May 24, 2007]

While a debit card and a credit card may look nearly identical, they do function quite differently and deciding which one to use in which situation is important to your personal financial picture.
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[03:16:45 AM Thursday, May 31, 2007]

Credit card customers can often get more from their credit cards than they start out with. Especially for credit card customers with a good credit rating, cards with better interest rates, rewards points, airmiles, perks and no annual fees can be theirs merely for the asking.
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[05:52:22 AM Thursday, June 07, 2007]

Small businesses often have problems with cash flow. It is the number one most stressful ingredient in running your own business. When sales go down even a little you can suddenly find cash in short supply. When sales are up and you have lots of inventory coming in you may still find cash in short supply when your bills come due each month.
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[06:32:45 AM Wednesday, June 13, 2007]

While we would never take our car insurance or house insurance for granted, many people simply decline offers for credit card insurance with a dismissive hand and do not consider the risks they take in doing so.
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[01:45:14 AM Thursday, June 21, 2007]

While there may be an ideal customer out there that the credit card companies would love to snag with some great balance transfer credit card offers, most people are able to get some kind of credit that is suitable to their particular financial circumstances. The fact is that there are so many products in the realm of credit that there is a lot of choice for consumers and lenders alike.
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[03:28:12 AM Thursday, June 28, 2007]

Whenever you are looking through all those credit card offers you receive in the mail and even the credit card offers online you may well think about accepting one or two of them. Some of them even tell you that you are pre-approved and the urge to mail the acceptance card in is sometimes overwhelming.
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[11:44:08 PM Wednesday, July 04, 2007]

Small business is a staple to the economy of the country. The Small Business Administration tells us that small business is often the beginning of successful big business. Even when this doesn’t happen, small business keeps millions of people employed across the country, contributes to communities and to the overall health of our country’s financial situation every year.
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The Latest Articles

Credit Fraud

[October 28, 2008]

Attention, computer owners! According to statistics, every minute somewhere in the world, a computer is stolen. Think you have nothing valuable on your machine except some MP3s and e-mails? Your computer's memory could contain personal information that will be a treasure trove for an identity thief: credit card numbers, usernames and passwords. A Social Security number alone would be enough for a thief to open numerous fraudulent credit card accounts under your name! So take some simple precautions to protect not only your computer, but all valuable information you have on it.

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App-o-Rama Strategy

[October 07, 2008]

Buy low and sell high. This is the main principle of an App-o-Rama strategy. This game has reached widespread popularity in recent times. You simply apply for numerous credit card offers with a zero APR and invest this free money in a high yield savings account. At the end of the year you can earn hundreds or even thousands of dollars in interest! In addition, you can benefit from countless bonus offers, gift cards, sign up presents and other juice freebies. Get interested? Read the following points to make a successful deal.

Comments (1)


Credit Card Offers

[September 23, 2008]

In the busy rhythm of present-day life people often feel lost in the mass of credit card deals offered on the market. If you want to find the most suitable application, it is important to work out what type of credit card user you are. Banks divide all customers into two groups - "revolvers" and "transactors". They have different financial habits, so they will benefit from different credit card features and terms. Read more about these types of users to understand where you lie and choose the credit card offer that fits your way of life and spending pattern.

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Zero APR Credit Cards

[September 09, 2008]

Eliminating your credit card balance at a double digit APR may be a difficult task. Most part of your payments goes for clearing your interest, so it can take many years to pay off your debt in full. If you want to reduce your borrowing costs and shorten the life of your balance, take a closer look at credit cards with 0% APR on balance transfers. It is an excellent chance to save hundred dollars on interest charges! You simply open a new interest-free plastic and ask your new lender to shift your debt onto it. Our article will help you maximize the benefits from a new 0% APR credit card.

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